We understand how shopping for insurance on the federal health exchange can be frustrating. The health insurance landscape is constantly evolving and recent national changes have left individuals and families wondering how to find the best plan for their needs. Harbor Health Featured Plans are designed to help you save on out-of-pocket costs while keeping you healthy. Why Harbor Health Insurance?

We know that people without health insurance are more likely to skip routine doctor visits, but now even insured Americans are avoiding preventive care visits due to rising costs. Nearly 41-percent of insured people in the United States have chosen to skip care appointments due to cost concerns in the past year. Harbor Health Featured Plans offer a smarter way to save on health care without skipping visits to the doctor.

Our Featured Plans were created in partnership with local doctors and focus on affordability and access to primary care clinicians and specialists where and when you need it. Here’s what you’ll be offered with our Featured Insurance Plans.

• $0 deductible
• $0 primary care visits
• $0 mental health visits
• $0 Express Care visits
• $0 out-of-pocket on most services when you work with a Harbor Health clinician

That means when you pay your insurance premium, you can see your doctor, take care of your mental health, and get quick care when you need it, all without surprise bills, when you plan your care with a Harbor Health clinician.

What Makes Harbor Health Different?
Harbor Health didn’t start as an insurance company. We began as a health care provider with personalized care teams, delivering 5-star Google review care in our own clinics across Central Texas. When we saw how traditional insurance plans limited access and added costs, we created our Featured Insurance Plans, focused on lowering out-of-pocket expenses while keeping people healthy.

Don’t Miss the Open Enrollment Deadlines

• Enroll by December 15, 2025 for coverage to begin January 1, 2026.
• Enroll by January 15, 2026 for coverage to begin February 1, 2026.

If you’re shopping for health insurance and want a better way to better health, we’d love to talk to you. Find out more here or call us at 855-481-0225 to talk about your health goals.

See plan documents for coverage limitations and exclusions.

The information in this blog is for informational purposes and explains how our network provider delivers care within the Harbor Health network. Your health plan benefits, coverage, and provider choice remain governed by your HMO plan documents. Coverage is subject to plan limitations, exclusions and eligibility requirements.