Less health care. More health.
We believe in making care and coverage better for everyone. Because health care should work, not be work.
Find a better way forward
Employers
Give your team health care that actually works
Start a conversation
Brokers
Bring clients a better way to better health
Learn more
Providers
Practice medicine, not paperwork
View our provider resourcesPlans designed around health. Not the health care system.
Every Harbor Health plan includes primary care, specialty referrals, virtual visits, and transparent pricing. No surprises, just health care.
Individual & family plans
Plans designed to fit every lifestyle and budget
Plan benefits follow our clinically-led, condition-based care model
Price-competitive to be comparable to or less expensive than other health plans
Large group plans
$0 deductible plans
10% lower premiums vs. comparable plans for employers*
10-20% annual cost savings for members*
*Comparison based on Harbor Health's internal analysis of similar plans available in our service areas. This comparison has not been independently verified. Actual costs and savings will vary based on your plan, providers, and health care needs.
Our Founders
Built by leaders who've already transformed healthcare, twice.
Dr. Clay Johnston, Chief Innovation Officer
Inaugural Dean, University of Texas Dell Medical School
Tony Miller, Chief Executive Officer
30+ years of innovation in insurance & benefit design
Our Care Model
How we make better health happen
It’s no secret that keeping folks healthy is a heck of a challenge these days.
That’s why we developed an integrated model that co-creates health & savings by surrounding members with personalized, proactive, condition-based care.
Personalized Health Teams for every client
Intelligent interception
Dynamic member engagement
Better outcomes at 10% less
The Harbor Health team
Your dedicated health collective
Personalized care teams
Access hundreds of trusted providers across the Texas area, including Harbor Health clinicians, partner practices, and specialists—all in one network.
100+ top providers, with panel capacity
Our doctors, our specialists, our insurance—all working together. No prior auth delays, no out-of-network surprises.


Get to know our
Harbor Health Clinics
coming soon!
Expanding across Texas
We’ve recently expanded to El Paso, San Antonio, Dallas, and Houston. Health plans in this community are coming soon. Read more about our expansion here!
Learn more